SIP (Systematic Investment Plan) is a disciplined way to invest regularly in mutual funds. It allows investors to contribute a fixed amount at regular intervals, typically monthly, taking advantage of rupee-cost averaging and the power of compounding.

Lump Sum investing, on the other hand, involves investing a large amount of money at once. This strategy can be effective when markets are expected to perform well or if the investor receives a large sum such as a bonus, inheritance, or sale of an asset.

Both strategies have their pros and cons. SIP is ideal for salaried individuals and helps reduce the impact of market volatility over time. Lump Sum can yield higher returns if timed correctly but carries higher short-term risk.

Our Returns Calculator helps compare these two strategies so that you can make informed financial decisions based on your goals, time horizon, and risk tolerance.